Bespoke Banking built for your success

Insignia Preferred Banking Business Debit Card*

Luxury meets Security in every Swipe.

• Complimentary Card: Exclusively for Insignia Preferred Banking Business customers powered by MasterCard.
• Zero Forex Mark-up: International spends at no extra cost.
• Enhanced Security for your Business with extensive Insurance Cover:
  Cyber Insurance: INR 5 lakhs | Fire/Commercial Property: INR 10 lakhs | Burglary: INR 10 lakhs | Cash in Counter: INR 30,000.
• High Transaction Limits: Up to INR 7 lakhs POS/ online spends and up to INR 2 lakhs cash withdrawal per day.
• Cashback vouchers on government spends and utility payments.

Because your Success deserves a lifestyle to match

• Golf: 4 complimentary green fee rounds + 12 lessons annually.
• Travel: 2 complimentary airport lounge visits/quarter
• Milestone Reward: INR 1,000 voucher on quarterly spends of INR 5 lakhs
• 24/7 Concierge: Travel, dining & lifestyle assistance

Also enjoy a wide range of personal insurance coverage including Personal Accident, Lost Card Liability, Checked-in Baggage Loss, Passport/Document Loss, & much more.

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Insignia Preferred Banking Credit Card*

With the Lifetime complimentary Insignia Preferred Banking Credit Card enjoy exclusive lifestyle privileges.

• Lounge Access at Airports outside India.
• Flat INR 500 off, twice per month, on booking movie tickets through BookMyShow.
• Exclusive Dining Privileges, Fuel Surcharge Waiver, Milestone Benefits, Curated Rewards, World Class Concierge, & more.

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Existing Insignia Current Account Customers can continue using their existing Insignia Preferred Banking Debit Card. If you wish to opt for the Insignia Preferred Banking Business Debit Card please contact your Relationship Manager or visit your nearest branch.

*For more details refer Terms and Conditions.

For details on Insignia Preferred Banking Business Schedule of Charges, click here.

Cash Management Solutions

Smarter Collections. Seamless payments. Stronger Growth.

Point-of-Sale (POS) Machines*

Comprehensive merchant solutions with lifetime free rental on POS machines and Soundbox (up to 3 machines).

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Cash Deposit*

Cash Deposits are Free up to 20 times of previous month’s MAB (Monthly Average Balance) or INR 30 Lakhs, whichever is higher, subject to maximum up to INR 10 Cr.

Money Max - Earn interest on your Current Account*

Earn Higher interest on your excess funds in Current and Savings Account with Money Max deposits.

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Cash Management Services*

• Doorstep Convenience: Cash & cheque pick-up at your location.
• Bulk Payments: Online uploads with customized advice for smooth disbursements.
• Seamless Collections: Accept via POS, QR, UPI & Payment Gateway.
• Smart Tracking: Unique identifiers for easy reconciliation.
• Comprehensive Reporting: Simplified reconciliation reports.
• ERP Integration: Works with Tally & other ERPs for automated transactions.

Cross-Border Solutions

Bank Seamlessly, Transact Globally

Expand your horizons without expanding your costs.

Exceed Global Elite Current Account*

Empowering Business owners expanding beyond borders with a current account delivering international excellence.

• Global Trade-Ready: Designed to support cross-border business.
• Preferential Forex Pricing: Enhanced value for global transactions.
• Convenience Built-In: Free NEFT, RTGS, DDs and Cheque Collections.
• Safeguard what powers your growth: Business Premises Insurance.
• Expert Support: Dedicated Trade and Forex Expert.

Lending Solutions

Fuel your growth with Tailored, Faster & more Rewarding credit solutions.

Working Capital Solutions*

Credit Facility for MSMEs up to INR 25 Cr

Fuel your business growth with Working Capital Solutions, now with 0 Processing Fee for Insignia Preferred Banking Business Customers.

RBL Bank Advantage:

• Competitive Interest Rates
• LTV to be maintained at 140%
• 10% cash margin on NFB limits
• Customized Financing Solutions
• Minimum Documentation & Faster Approvals
• Dedicated Lending Manager and Relationship Manager
• Residential, Commercial & Industrial Property as Collateral
• Fund, Non-fund facilities in INR & FCY

Products we offer: Cash Credit | Term Loan | Bank Guarantee | Buyers Credit | Export Credit | Letter of Credit | Foreign Currency Loans | Pre-Post Shipment Credit

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Business Loans*

Preferential Pricing for Insignia Preferred Banking Business Customers:

• 2% waiver on Rate of Interest and 50% off on Processing Fee waiver for Business Loan products.
• Preferential Pricing on LAP in the form of 50% Processing Fee waiver.

Why Choose Us?

• Collateral-Free Loans: Get unsecured loans up to INR 50 Lakhs — no security required
• Flexible Tenure: Repayment options up to 36 months to suit your cash flow
• Tailored Loan Programs: Customised solutions designed to meet your unique business or personal needs
• Minimal Documentation: Quick and hassle-free processing with simplified paperwork

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Digital Solutions

Give your business banking the digital edge.

Corporate Internet Banking – Empowering Your Business, Digitally*

Experience seamless, secure, and smart banking with RBL Bank’s Corporate Internet Banking a comprehensive digital platform designed to meet the evolving needs of modern businesses with effective solutions.

• Unified Dashboard: One view of all your corporate banking relationships.
• Effortless Transactions: Single payments, bulk uploads, and tax payments (GST, Direct Tax, Customs).
• Smart Controls: Beneficiary management, transaction tracking, and standing instructions.
• Role-Based Access: Maker, Checker, Viewer, and Dual user types for enhanced governance.
• Integrated Services: SSO access to CMS, SCF, and Trade platforms.
• Convenient Requests: Cheque book, stop cheque, term deposits, SGB purchases, and more.
• Quick Bill Pay: Fast payments across multiple biller categories.

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BizBank Mobile Application - Corporate Banking at Your Fingertips*

Take control of your business finances with the RBL BizBank App – a secure, intuitive mobile banking solution designed for today’s dynamic enterprises.

• Effortless Banking Transactions: Transfer funds to own or other RBL accounts, non-RBL accounts via NEFT/IMPS/RTGS, and view bulk uploaded files seamlessly.
• Approval on the Go: Authorize fund transfers, bulk uploads, beneficiary updates, and service requests anytime, anywhere.
• Beneficiary Management: Add and manage beneficiaries with ease.
• Real-Time Account Access: View balances, download statements in Word, Excel, or PDF formats, and receive statements via email.
• Limit Enquiry: Instantly check available and total transaction limits across services.
• Smart Service Requests: Raise requests for cheque books, Positive Pay System (PPS), and more.

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TradeX*

One online platform for seamless & secure transactions

• A2 Outward Remittance (Non-Import Payment)
• Import Remittances (Advance & Direct Import)
• Import Document Acceptance & Bill Payment Module
• Buyer’s Credit
• Trade Finance (Pre-shipment & Post-shipment)
• Export Bill Lodgement
• Merchant Trade
• Letter of Credit
• Bank Guarantee
• IDPMS Regularisation Module
• EDPMS Regularisation Module

*For more details refer Terms and Conditions.

For details on Insignia Preferred Banking Business Schedule of Charges, click here.

Eligibility

Unlock Privileges designed for your success*

To be a part of Insignia Preferred Banking Business program, a family/business group needs to fulfil at least one of the below-mentioned criteria:

• Minimum Current Account Balance of INR 10 lakhs Average Monthly Balance (AMB) OR
• Minimum monthly Total Relationship Value of INR 30 lakhs across all your accounts, Term Deposit, and Investment Relationships OR
• Trade Forex, Quarterly Throughput of $ 200,000 (USD equivalent) OR
• Working Capital loans Minimum INR 2 crore disbursement amount OR
• Loan Against Property of Minimum INR 2 crore disbursement amount

Note: Customer is required to hold a current account with RBL Bank to be eligible for Insignia Preferred Banking Business Program.

*For more details refer Terms and Conditions.

For details on Insignia Preferred Banking Business Schedule of Charges, click here.