Global Income, Global Convenience, India’s Home Buying Simplified
Get faster approvals, flexible EMIs, and superior eligibility based on your overseas income — designed to help you own a home in India with complete ease.
Key Benefits
To make buying a home in India more affordable and rewarding.
Choose repayment options that suit your long‑term financial plans.
Crafted to meet the needs of diverse NRI segments across the globe.
Flexible loan usage covering fresh purchase and balance transfer needs.
Loans available for apartments, independent homes, under‑construction units, and more.
Eligible customers can avail applicable tax advantages on home loan interest and principal repayment.
Eligible NRI / OCI Criteria
| Criteria | Details |
|---|---|
| NRI Definition | Indian citizen holding a valid Indian passport and residing outside India for employment |
| Passport Conditions | Should not have “No Entry” stamp for any country |
| OCI | Must provide valid foreign passport + valid OCI card |
| Visa Requirement | Valid entry visa required if appearing in person |
| Local Co-applicant | Mandatory; preferably the POA holder |
| Ownership | Only individuals; joint owners must be immediate family (spouse, son, father, mother, brother) |
| Employment Type | Only Salaried NRI/OCI eligible |
Loan Tenure Offering
| Applicant's age | Maximum Loan Tenure |
|---|---|
| Up to 40 years | 240 months (20 years) |
| Above 40 years | 180 months (15 years) |
For NRI Banking,
Call us at: +91 22 6232 7777
Email: nribanking@rbl.bank.in
I am interesed ? How do I apply
Trust & Beyond
