Apply for Platinum Edge Credit Card Online

Platinum Edge Credit Card

A credit card with power of four cards in one.

Step into the world of delightful experiences with your Platinum Edge Credit Card. The card perfectly complements your spending habits and lifestyle, letting you enjoy high-savings on all your spends like grocery, electronics, fashion, automobile, fuel etc. coupled with best-in-class rewards, offers on movie tickets, dining, and privileges like complimentary lounge program.

To make your shopping experience memorable, your Platinum Edge Credit Card rewards your spends with a welcome gift.

Get 8,000 Reward Points on payment of annual fee and spends of INR 2,000 made within 30 days of Card issuance (No welcome rewards will be given to First Year Free cards).

To start shopping, ensure you have the following:

4-digit PIN of your Card
Your mobile number updated with us, to get the One Time Password for your online purchases

Key Benefits

Offers on Movies
Rewards on all spends
Annual Rewards worth INR 17,999+
Complimentary lounge & Concierge service

Enjoy exclusive, never seen before features

EMI Finance: Shop for durables, electronics, furniture, clothes & accessories, groceries and much more. Divide all you buy into easy EMIs.

Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).

Note: Terms and Conditions apply

Monthly entertainment treats

Get 1+1 free movie ticket (Up to INR 200) on Bookmyshow, once a month.

How to avail?
All Cardmembers can avail the offer by applying under the offers/discounts section on the BookMyShow checkout page. Visit https://www.rbl.bank.in/ for details. Cardmember will need to add their Card details and expiry date for availing the offer. This offer cannot be clubbed with any other offer.

Life is rewarding, relish it completely

Get 2 Reward Points for every INR 100 spent on all that you like^#(except fuel)
Get 2X Reward Points on all online spends (Maximum Cap: 1,000 Reward Points)^#
Spend INR 1,50,000 in a year and get 10,000 Reward Points^#
Get additional 5,000 Reward Points on spending each 1,00,000 thereafter^#

Add luxury to your travel

Get 1 free visit every quarter, at domestic lounges, at all major airports in India. The Platinum Edge Credit Card knows the best ways to comfort you, so it brings all the offers right to your doorstep.

Click here for the list of lounges and the terms and conditions of the offer. The Lounge program is offered by MasterCard/Visa.

Please note: Spends of INR 35,000* (or more) made in the preceding calendar quarter will unlock the lounge access for the subsequent quarter.

*Excluding Rental spends

Fuel surcharge freedom

Experience the freedom and power to fill up your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to INR 100 per month.
The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.

To know more about the additional benefits, Please refer to the Benefits and Usage (BUG) Guide, sent along with your Platinum Edge Credit Card.

HOW IT ADDS UP ?

Benefits	Value (In INR)
Welcome Gift: 8,000 RP on spends of INR 2,000 within 30 days of card generation and payment of annual fees (No welcome rewards will be given to First Year Free cards)	1,600^^
Spend Based Waiver: Spend INR 2,00,000 in a year and get waiver of Next year Annual Fee^#	1,999
2 Reward Point for every INR 100 spent^# (Assuming Normal spends of INR 1,50,000); Reward Point Earned = 3,000	600^^
Get 2X Reward Points on all online spends^#(Maximum Cap: 1,000 Reward Points) ( 4 Reward Points / INR 100 ) (Assuming Online Spends of INR 1,50,000); Reward Points Earned = 6,000	1,200^^
Milestone Benefit: (Get 10,000 Reward Points on spends of INR 1.5 Lakhs and additional 5,000 Reward Points on every spend of INR 1,00,000 thereafter)^#	3,000 (2,000+1,000)
4 Complimentary Domestic Airport Lounge Access in a year	6,000
BookMyShow offer: 1+1 Movie tickets on any one day of the month	2,400
Fuel surcharge waiver of up to INR 100 per month. (The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.)	1,200
Total Benefits Per Annum	17,999+

^^Up to

^#Transactions made on Education, Insurance, Utilities, Rent Payments and Wallet Load categories will not earn reward points.

^#Effective from October 15, 2024 there are few modifications to the product Terms on your Credit Card. Transactions made on Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash are not eligible on your Platinum Edge Credit Card.

Categories/MCCs will be defined as per VISA & Mastercard guidelines:

Fuel:0032,2541,4001,5542,5541,5172; Utility:4900; Insurance:6300,6310; Quas-Cash:6050,6051,4829; Railways:0066,4011,4112; Rental:6513; Education:8220,8244,8249,8211,8241,8299; Wallet:6540; Government Services:9400,1490,2490,2995,7800,9406,9222,9405,9399,9211,9402,9401,9311,9223; ContractedServices:1711,1740,0763,1520,0742,1761,1799,1750,1731,1771,0780; Cash:6011,6010; Misc:5960; Bills2Pay:Tran Code - 71,Tran Code - 72; EMI

Own your Platinum Edge Credit Card by paying an Annual Fee of INR 1,999 (Plus Service Tax).
Spend INR 2,00,000 in a year and get second year annual fees of INR 1,999 reversed.
Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.