FINJA Savings Account
FINJA Savings Account (Kids Account above age of 10 Years)
Earn up to
Key Benefits
Convert your Finja Savings Account to ZERO balance account by setting up Monthly SI of INR 500 from Woman's First Savings Account or maintaining a RD/SIP of INR 2,000.
Enjoy unrestricted, complimentary access at all RBL Banks ATMs within India.
Get exclusive FINJA Debit Card and Enjoy the unique features of Tap and Pay with contactless card.
Enjoy daily transaction limits of INR 5,000 & INR 10,000 for FINJA Debit Card on ATM & POS/ECOM.
- Free NEFT/RTGS transaction through online mode
- Complimentary Insurance benefits on Debit Card of INR 50,000 for Lost card liability & Purchase protection
FINJA Debit Card
Give your young ones a head start in saving & money management with range of lucrative benefits on your Finja Debit Card.
Key features as mention below:
-
Free Usage on RBL Bank ATMs
-
Daily Transaction limits:
- ATM cash withdrawal upto INR 5,000 per day
- POS/Ecom spends upto INR 10,000 per day -
Complimentary Insurance benefits:
- Lost card liability - INR 50,000
- Purchase protection - INR 50,000 -
Contactless card (Tap and Pay)
***Savings Account Interest Rates
| Daily balance | Rate of Interest (per annum) | Effective Annualised Yield |
| Effective from February 11, 2026 | ||
| Upto INR 1 lakh | 3.00% | 3.04% |
| Above INR 1 lakh upto INR 5 lakh | 3.00% | 3.04% |
| Above INR 5 lakh upto INR 10 lakh | 5.00% | 5.12% |
| Above INR 10 lakh upto INR 7.5 Crore | 6.00% | 6.17% |
| Above INR 7.5 Crore upto INR 100 Crore | 5.50% | 5.64% |
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Note:
- Starting May 01, 2025, interest in Savings Bank Accounts is paid monthly instead of quarterly. The interest is calculated daily and is credited to customers’ accounts on the last day of each month.
- The Bank calculates Savings Interest based on the actual number of days in a year. If your savings span both a leap year and a non-leap year, the interest is calculated accordingly: 366 days for a leap year and 365 days for a non-leap year.
- Effective February 11, 2026, interest on Savings Account balances up to INR 100 crore will be calculated as per progressive slab structure. For balances exceeding INR 100 crore REPO Linked floating interest rate will be applicable on entire balance above INR 1 lakh (all rates applicable on the end of the day balances).
- For balances above INR 100 crore please contact your relationship manager or Branch Manager.
To understand the interest calculation with an example click here.
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