RBL Bank’s Prime Savings Account| Apply Online

Prime Savings Account

It is always a good idea to have premium savings account to perform a wide range of transactions and simplify your life. Our Prime Savings Account includes several features that will cover the majority of your financial requirements.

Earn up to

6.00* % p.a.

Savings Account

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7.20* % p.a.

Fixed Deposits

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*T&C Apply

RBL Bank Prime Savings Account Interest Rates

Key Benefits

Premium ATM Card

Premium Classic Debit Card offering complimentary Insurance cover up to INR 2.5 lakhs.

Flexible and Convenient Banking Solutions

Your transactions are so much more simple and more convenient with this premium Savings Account. Avail one free payable-at-par cheque book per quarter. Also, enjoy simple and hassle-free internet, mobile, and ATM-based banking.

Wealth Management Solutions

Access variety of investment/insurance products and services with this savings account. Avail attractive Fixed Deposit rates to aid in the growth of your funds. Wide range of savings account variants to suit your requirements.

Classic Debit Card

Increased daily cap - POS spend limit: INR 1 lakh; ATM withdrawal: INR 50,000.
Annual fees of just INR 250.
Various insurance options and advantages up to INR 2.5 lakhs.

FAQs

What are the different documents needed to open this Prime Savings Account?

Below mentioned is the list of documents: PAN Card, Aadhaar Card, Passport, Utility bills like landline telephone, electricity, or post-paid mobile. The bills should be under two months old, MNREGA Card, ID card issued by Central or State Government Departments, and bank statement of the past three months.

How is the Prime Savings Account's interest calculated?

Interest will be calculated daily based on the account’s end-of-day balance and credited to the customer’s account on the last day of each month.

What tax must I pay on the interest that I earn?

The income received on bank deposits is exempted by the IT Department up to INR 10,000. Any sum over this is added to your income, and your total taxable income determines how much tax you owe.

Can I open a joint account with someone else?

Yes. You can register a joint account with your partner, sibling, and even a minor child.

Can I take the Titanium Debit Card on international travel?

You can, indeed. All ATMs and retail locations that accept MasterCard accept your Titanium Debit Card.

How long does a savings account remain active?

According to RBI regulations, an account is deemed dormant if there are no deposits, withdrawals, or other transactions made over two years. In that case, you will need to contact the bank to reactivate the account.

RBI Notifications

Service Charges

Interest Calculation for Savings Account

Link Your RBL Bank Account to Aadhaar

Aadhaar Enrolment and Updation at RBL Bank Branches

***Savings Account Interest Rates

Daily balance	Rate of Interest (per annum)	Effective Annualised Yield
	Effective from June 18, 2026
Upto INR 5 lakh	3.00%	3.04%
Above INR 5 lakh upto INR 10 lakh	5.00%	5.12%
Above INR 10 lakh upto INR 7.5 Crore	6.00%	6.17%
Above INR 7.5 Crore	5.50%	5.64%

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Open Savings Account Online

Note:

Starting May 01, 2025, interest in Savings Bank Accounts is paid monthly instead of quarterly. The interest is calculated daily and is credited to customers’ accounts on the last day of each month.
The Bank calculates Savings Interest based on the actual number of days in a year. If your savings span both a leap year and a non-leap year, the interest is calculated accordingly: 366 days for a leap year and 365 days for a non-leap year.
The Savings Account interest rate is calculated using a progressive slab method and paid to customers based on the applicable interest rate.

To understand the interest calculation with an example click here.