USSD
Bank Without the Internet. Just Dial *99#.
Access your account, transfer funds, and check balances — from any mobile phone, anywhere in India.
USSD
The National Unified USSD Platform (NUUP), developed by the National Payments Corporation of India (NPCI), enables mobile banking and digital payments through the USSD channel. Users can access the service by dialing *99# from any mobile phone, making it especially useful in areas with limited or no internet connectivity. NUUP supports both financial transactions, such as fund transfers, and non‑financial services, including balance enquiries and mini statements.
Get Started
Dial *99# from your registered mobile number to access the interactive menu.
If you are a first‑time user, enter your bank name or first four letters of your bank IFSC and select your bank account.
You will then be prompted to set up your UPI PIN by entering your debit card details (last six digits and expiry date).
Enter and confirm your UPI PIN to complete the setup.
Once registered, you can interact with the options as below -
Send Money
Request Money
Check Balance
My profile
Pending Request
Transactions
UPI PIN










