earn points worth real money.
Every purchase becomes an opportunity to indulge, turning everyday transactions into moments of reward. Earn 4 Reward Points for every INR 200 spent on purchases anywhere.
With a powerful 1 Reward Point = INR 1 redemption value, indulge in luxury handbags, unforgettable getaways, and exquisite Jewellery.
Exclusions: Fuel & Auto, Utilities, Insurance, Quasi-Cash, Real Estate/Rental, Wallet/Service Providers,Government Services, Contracted Services, Cash, Miscellaneous, Bills2Pay, EMI.
a rewarding start to a remarkable journey
Every journey feels different when it starts with something special.
With your NOVA™ Credit Card, you'll receive a gift card worth INR 12,500 from Taj Experiences or Luxe Gift Card.
your lounge complimentary
Your NOVA™ Credit Card opens doors to 12 complimentary airport lounges outside India and 12 complimentary airport lounges within India. Plus, enjoy 4 complimentary guest visits outside India, so your travel companions can share the experience.
every milestone deserves to be celebrated
With NOVA™, every achievement brings something special your way. Spend INR 3 lakh or more in a calendar quarter and receive a INR 10,000 Gift Card of your choice.
a swing towards something finer
Enjoy 4 golf rounds and 12 complimentary golf lessons every year, each designed to refine your technique, sharpen your strategy, and elevate the subtle art of the swing.
make every mile worth more
With NOVA™, travel becomes effortless, personal, and rewarding. Get 12 Reward Points for every INR 200 spent in flight bookings & hotel stays.
Seamlessly transfer your points to leading global airline partners, where 2 Reward Points equal 1 Partner Point, bringing the world closer than ever.
From You to Yours
Your first two add-on cards come free, letting your loved ones enjoy seamless access to rewards, travel perks, and exclusive experiences.
Because luxury isn’t just personal, it’s meant to be shared.
making every international moment worth more
Every international transaction feels effortless with NOVA™. Enjoy a lower 2% foreign transaction fee on cross-border purchases.
