Aspire Banking Credit Card

Unlock wealth on your purchases with Aspire Banking Credit Card! This card is designed exclusively for Aspire Banking customers and offers multiple benefits along with the Cashback which grows your Wealth when you Shop!

Here is How you can Earn Annual Yield of 15.9%:

Savings Interest: Customers can earn up to 6.5% Annual Interest on their Savings Account with your Aspire Banking Relationship. Click to know more!

Fixed Deposit: Customers can earn up to 7.2% Annual Interest on their Fixed Deposit with your Aspire Banking Relationship. Click to know more!

Credit Card Benefits: You can earn Annual benefits up to INR 17,100 with a value back of 3.4% & Cash value back of 2.2%. Read below to know more.

Credit Card Benefits:

Cashback that grows your Savings

Get Unlimited 3% cashback on purchases made on purchases across categories like Flights, Hotels, Shop & Vouchers on RBL Bank Rewards Portal. Click to Shop!

Enjoy 1% cashback on all eligible purchases (up to INR 1,000 per billing month)

Your cashback will be credited in your RBL Bank Savings Account.

Check Product T&C to know more on Cashback Validity & excluded categories & How to Redeem!

Milestone Benefits

Earn INR 1,500 cashback if you make eligible purchases of INR 3 lacs in a membership year.

Earn additional INR 3,000 cashback if you make eligible purchases of INR 5 lacs in a membership year.

Airport Lounge Access

Lounge Access at Airports in India

Get 1 Lounge visit in India per calendar quarter (eligible purchases of INR 35,000 or more) at major airports.

Click here to check lounge list.

Buy 1 Movie Ticket & Get 1 Free

Buy 1 Movie ticket & Get 1 Free on purchase of 2 or more Movie Tickets on BookMyShow every month (up to INR 150).

For more details, click here.

Below categories shall be excluded from cashback & lounge benefits:

Categories/MCCs will be defined as per Mastercard/RuPay/VISA guidelines: Grocery (5411, 5422, 5441, 5451, 5499), Dining (5812, 5814), Entertainment (7829, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992, 7993, 7994, 7995, 7996, 7997, 7998, 7999, 7802), Fuel & Auto (0032, 2541, 4001, 5542, 5541, 5172), Utilities (4900), Insurance (6300, 6310), Quasi-Cash (6050, 6051, 4829), Railways (0066, 4011, 4112), Real Estate/Rental (6513), Education (8220, 8244, 8249, 8211, 8241, 8299), Wallet/Service Providers (6540), Government Services (9400,1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223), Contracted Services (1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780), Cash (6011, 6010) and Miscellaneous (5960)

Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MyBank App/Internet banking channel

This card comes with an Annual Membership fee of INR 1,500. The annual membership fee is waived off for Aspire Banking customers.
Redemption fee of INR 99+ GST will be applicable on redemption of cashback.
Click to know charges.