RBL Bank SalarySe UP Credit Card

Introducing the RBL Bank SalarySe UP Credit Card - a 100% virtual credit card designed to supercharge your spending. Partnering with SalarySe, this card unlocks a world of rewards with every eligible swipe, giving you more for your money. Whether you're shopping online, offline, or powering through UPI payments, the RBL Bank SalarySe UP Credit Card is your ticket to smarter spending and unbeatable rewards.

Come experience the world full of rewards!

2,500 reward points on making first transaction of INR 500 within 30 days of issuance
Additional 2,000 reward points on making 15 UPI transactions worth INR 500 each within 30 days of card issuance
Spend more.. Earn more.. You get additional 1,500 reward points on spending INR 30,000 in first 3 months of card issuance

Reward points can be redeemed at rblrewards.rbl.bank.in. For more details, refer to rblrewards.rbl.bank.in/tnc

There is a revenue sharing arrangement between RBL Bank and Critical Path Technologies Pvt Ltd (SalarySe) for this card.

RBL Bank SalarySe UP Credit Card is available only on RuPay Network.

Welcome benefits will be given only once to the customer given the eligibility criteria is met.

'RBL Bank SalarySe UP Credit Card' Highlights and Benefits:

'RBL Bank SalarySe UP Credit Card' is a 100% Virtual Credit Card issued by RBL Bank in association with Critical Path Technologies Pvt Ltd (SalarySe). Your ‘RBL Bank SalarySe UP Credit Card’ empowers you to earn rewards on every eligible spend and even better – you earn accelerated reward points up to 10X on eligible UPI spends on SalarySe’s App.

Note: This is a Virtual only card and can be accessed through RBL MyBank App. No Physical card shall be delivered to the cardmember.

Earn on every Swipe!

1 reward point* for every INR 100 spent on eligible online & offline Spends
5X reward points for every INR 100 spent on eligible UPI transactions done on SalarySe Platform (Capped at 1,000 points per month)
Accelerated 10X Reward points for every INR 100 spent on incremental UPI spends of INR 20,000 per month (Capped at 8,000 points per month)

*Refer to Product terms & conditions for more information.

It is hereby clarified that reward points cannot be accrued on below categories -

MCC Category	MCC Code
Fuel & Auto	0032, 2541, 4001, 5542, 5541, 5172
Utilities	4900
Insurance	6300, 6310
Quasi-Cash	6050, 6051, 4829
Railways	0066, 4011, 4112
Real Estate/Rental	6513
Education	8220, 8244, 8249, 8211, 8241, 8299
Wallets/Service Providers	6540
Government Services	9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399,9211, 9402, 9401, 9311,9223
Contracted Services	1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780
Cash	6010, 6011
Miscellaneous	5960
Bills2Pay	NA
EMI	NA

Offline UPI transactions under INR 2,000 done at small merchants on RBL Bank RuPay Credit Card will not be eligible for rewards points, voucher benefits, milestone benefits or any other product benefits, unless stated otherwise. For clarity, small merchants in this case means merchants with turnover of not more than INR 20 lakh in the previous financial year.

For detailed Terms and Conditions, click here

‘RBL Bank SalarySe UP Credit Card’ comes at an annual membership fee of just INR 499 + GST.
Fee Waiver: Spend INR 2 lakhs* in a year to get your next year’s fee waived off!
Customer will be able to redeem his/her Reward Points on SalarySe App at value of INR 0.20 Paisa per Reward Point with no reward redemption fee.
A reward redemption fee of INR 99 + GST will be applicable on redemption of your available reward points while redeeming on RBL Bank Reward portal.

*Purchases made on below merchant categories will not be considered in the purchase value for the Fee Waiver benefit.

MCC Category	MCC Code
Fuel & Auto	0032, 2541, 4001, 5542, 5541, 5172
Utilities	4900
Insurance	6300, 6310
Quasi-Cash	6050, 6051, 4829
Railways	0066, 4011, 4112
Real Estate/Rental	6513
Education	8220, 8244, 8249, 8211, 8241, 8299
Wallets/Service Providers	6540
Government Services	9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399,9211, 9402, 9401, 9311,9223
Contracted Services	1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780
Cash	6010, 6011
Miscellaneous	5960
Bills2Pay	NA
EMI	NA