Key Financials
| Parameter | Q4 FY26 | Q4 FY25 | YoY | Q3 FY26 | QoQ | FY26 | FY25 |
|---|---|---|---|---|---|---|---|
| Net Interest Income | 1,671 | 1,563 | 7% | 1,657 | 1% | 6,360 | 6,463 |
| Other Income | 1,069 | 1,000 | 7% | 1,050 | 2% | 4,121 | 3,806 |
| Net Total Income | 2,740 | 2,563 | 7% | 2,708 | 1% | 10,481 | 10,269 |
| Operating Profit | 955 | 861 | 11% | 912 | 5% | 3,299 | 3,627 |
| Net Profit | 230 | 69 | 234% | 214 | 7% | 822 | 695 |
| Parameter | Q4 FY26 | Q4 FY25 | Q3 FY26 | FY26 | FY25 |
|---|---|---|---|---|---|
| Other Income/Total Income | 39.01% | 39.02% | 38.79% | 39.32% | 37.06% |
| Cost/Income | 65.13% | 66.40% | 66.30% | 68.52% | 64.68% |
| Net Interest Margin | 4.41% | 4.89% | 4.63% | 4.51% | 5.12% |
| Credit Cost/Advances (bps) | 65 | 93 | 64 | 235 | 374 |
| RoA | 0.55% | 0.20% | 0.55% | 0.53% | 0.51% |
| RoE | 5.69% | 1.79% | 5.25% | 5.12% | 4.53% |
| March 31, 2026 | March 31, 2025 | YoY | |
|---|---|---|---|
| Advances | 1,14,232 | 92,618 | 23% |
| Deposits | 1,39,018 | 1,10,944 | 25% |
| Investments | 32,078 | 32,165 | 0% |
| Parameter | March 31, 2026 | March 31, 2025 | December 31, 2025 |
|---|---|---|---|
| CASA | 33.61% | 34.15% | 30.88% |
| GNPA | 1.45% | 2.60% | 1.88% |
| NNPA | 0.39% | 0.29% | 0.55% |
| PCR (exc. Technical write offs) | 73.57% | 89.02% | 71.09% |
| CRAR* | 14.25% | 15.54% | 14.94% |
*CRAR for interim financial periods has been computed after including interim results for better comparison.
