Key Financials
| Parameter | Q3 FY26 | Q3 FY25 | YoY | Q2 FY26 | QoQ | 9M FY26 | 9M FY25 |
|---|---|---|---|---|---|---|---|
| Net Interest Income | 1,657 | 1,585 | 5% | 1,551 | 7% | 4,689 | 4,900 |
| Other Income | 1,050 | 1,073 | (2%) | 933 | 13% | 3,052 | 2,806 |
| Net Total Income | 2,707 | 2,658 | 2% | 2,483 | 9% | 7,741 | 7,706 |
| Operating Profit | 912 | 997 | (8%) | 728 | 25% | 2,344 | 2,766 |
| Net Profit | 214 | 33 | 555% | 179 | 20% | 593 | 627 |
| Parameter | Q3 FY26 | Q3 FY25 | Q2 FY26 | 9M FY26 | 9M FY25 |
|---|---|---|---|---|---|
| Other Income/Total Income | 38.8% | 40.4% | 37.6% | 39.4% | 36.4% |
| Cost/Income | 66.3% | 62.5% | 70.7% | 69.7% | 64.1% |
| Net Interest Margin | 4.63% | 4.9% | 4.51% | 4.55% | 5.19% |
| Credit Cost/Advances (bps) | 64 | 139 | 54 | 169 | 281 |
| RoA | 0.55% | 0.09% | 0.48% | 0.53% | 0.61% |
| RoE | 5.25% | 0.84% | 4.44% | 4.93% | 5.44% |
| December 31, 2025 | December 31, 2024 | YoY | |
|---|---|---|---|
| Advances | 1,03,086 | 90,412 | 14% |
| Deposits | 1,19,721 | 1,06,753 | 12% |
| Investments | 26,814 | 29,542 | (9%) |
| Parameter | December 31, 2025 | December 31, 2024 | September 30, 2025 |
|---|---|---|---|
| CASA | 30.9% | 32.8% | 31.9% |
| GNPA | 1.88% | 2.92% | 2.32% |
| NNPA | 0.55% | 0.53% | 0.57% |
| PCR (exc. Technical write offs) | 71.09% | 82.17% | 75.92% |
| CRAR* | 14.94% | 15.37% | 15.02% |
*CRAR for interim financial periods has been computed after including interim results for better comparison
