Key Financials
| Parameter | Q1 FY27 | Q1 FY26 | YoY | Q4 FY26 | QoQ | FY26 | FY25 |
|---|---|---|---|---|---|---|---|
| Net Interest Income | 1,654 | 1,481 | 12% | 1,671 | -1% | 6,360 | 6,463 |
| Other Income | 959 | 1,069 | -10% | 1,069 | -10% | 4,121 | 3,806 |
| Net Total Income | 2,614 | 2,550 | 2% | 2,740 | -5% | 10,481 | 10,269 |
| Operating Profit | 923 | 703 | 31% | 955 | -3% | 3,299 | 3,627 |
| Net Profit | 254 | 200 | 27% | 230 | 10% | 822 | 695 |
| Parameter | Q1 FY27 | Q1 FY26 | Q4 FY26 | FY26 | FY25 |
|---|---|---|---|---|---|
| Other Income/Total Income | 36.71% | 41.94% | 39.01% | 39.32% | 37.06% |
| Cost/Income | 64.70% | 72.44% | 65.13% | 68.52% | 64.68% |
| Net Interest Margin | 4.13% | 4.50% | 4.41% | 4.51% | 5.12% |
| Credit Cost/Advances (bps) | 54 | 50 | 65 | 235 | 374 |
| RoA | 0.57% | 0.56% | 0.55% | 0.53% | 0.51% |
| RoE | 4.01% | 5.11% | 5.69% | 5.12% | 4.53% |
| June 30, 2026 | June 30, 2025 | YoY | |
|---|---|---|---|
| Advances | 1,16,223 | 94,431 | 23% |
| Deposits | 1,24,829 | 1,12,734 | 11% |
| Investments | 37,777 | 23,829 | 59% |
| Parameter | June 30, 2026 | June 30, 2025 | March 31, 2026 |
|---|---|---|---|
| CASA | 29.21% | 32.48% | 33.61% |
| GNPA | 1.30% | 2.78% | 1.45% |
| NNPA | 0.37% | 0.45% | 0.39% |
| PCR (exc. Technical write offs) | 72.00% | 84.03% | 73.57% |
| CRAR* | 33.28% | 15.59% | 14.25% |
*CRAR for interim financial periods has been computed after including interim results for better comparison.
