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RBL Bank Humsafar Prepaid Card

Say Hello to Humsfar – Your Easy Way to Pay!

The Humsfar card is designed for simplicity, speed, and security, it’s your perfect companion for everyday transactions. Whether you're shopping, dining, or travelling, Humsfar makes it effortless.

RBL Bank Humsafar Prepaid Card

Key Features

  • Reloadable Convenience - Top up your card anytime via mobile app, Web portal, ensuring uninterrupted access to funds.
  • Secure & Contactless - Equipped with advanced security features and contactless technology for fast, safe transactions.
  • Budget-Friendly & Trackable - Ideal for managing daily expenses with real-time tracking and spending insights via the companion app.
  • Inclusive & Accessible - Designed for students, professionals, and frequent travellers—no bank account required.
  • One Card, Many Uses – Consolidate multiple payment needs into a single, easy-to-use card.
  • Enhanced Mobility – Perfect for urban commuters and digital shoppers alike.
  • Financial Control – Set spending limits and monitor usage to stay within budget.
  • Eco-Friendly Alternative – Reduce cash dependency and paper receipts.
SN. Fee Type Type Charges**
1 One Time Issuance Fee Per Card INR 199 (Including GST)
2 Annual Card Fee Per Card p.a. INR 199 (Including GST)
3 Card Replacement Fee Per Card INR 249 (Including GST)
4 Fund Transfer Per Request INR 5 + 18% GST
5 Cash Withdrawal Charges - RBL Bank & Other Bank ATM Per Txn INR 20 + 18% GST
6 Balance Inquiry - RBL Bank & Other Bank ATM Per Txn INR 20 + 18% GST

**Applicable taxes will be charged extra where mentioned

The Humsafar Prepaid Card is a multi-utility prepaid card that acts as your everyday companion. It can be used for travel, food, fuel, shopping, and much more — all with the convenience of one card.

Any resident with valid KYC documents (PAN, Aadhaar) can apply for a prepaid card, subject to the bank’s KYC guidelines.

Following types of Humsafar Prepaid Cards are available:

  1. Minimum KYC – Basic features with limited balance and usage.
  2. Full-KYC PPI – Enhanced features, higher limits, and wider acceptance.

Funds can be added electronically via UPI, net banking, debit/credit cards. Cash loading is not allowed.

Usage limits depend on the card type and KYC status.

Particulars Maximum Balance Monthly Load Limit Annual Load Limit
Small KYC INR 10,000 INR 10,000 INR 1,20,000
Full KYC INR 2,00,000 Higher limit for Full KYC Higher limit for Full KYC
  1. Tap-and-go payments for metro, bus, and transit rides
  2. Avoid long queues at ticket counters
  3. Controlled spending (spend only what you load)
  4. One card for travel + daily spends
  5. Nationwide acceptance

You can check via:

  1. Mobile application or web portal
  2. SMS alerts

Immediately block your card through the mobile app, web portal, or customer service helpline. The balance on your card will remain safe, and a replacement card can be issued.
Important Note: Balance in the offline wallet of the card shall not be refunded in case of card loss even after an intimation to the Bank.

  1. At metro stations and public transport (with NCMC acceptance)
  2. At retail outlets across India
  3. For fuel payments
  4. For dining, shopping, and online purchases
  5. Bill payments

Yes, cash withdrawals and fund transfers are allowed with the Full KYC Humsafar Prepaid Card. However, as per RBI guidelines, these facilities are not available on the Minimum KYC Humsafar Prepaid Card.

Yes, you can upgrade to Full KYC through the web portal & mobile application. Full KYC unlocks higher limits, fund transfers, and cash withdrawals.

You can request the closure of your card by sending an email to ppihelpdesk@rbl.bank.in along with your KYC documents. Once your KYC is successfully verified, the available balance will be refunded either to your original payment source or transferred to your bank account. Please note, as per regulatory guidelines, only the online balance is eligible for a refund. Any offline balance is non-refundable and can be utilized before initiating the closure request.

Yes. It is powered by EMV chip & PIN security, along with transaction alerts for every use.

Report it immediately to customer support (ppihelpdesk@rbl.bank.in). We will investigate and may initiate a chargeback or refund if fraud is confirmed.

Yes, you can set per transaction limits, enable/disable transaction types (e.g., contactless, ECOM, POS, ATM), or temporarily block the card.

No, the Humsafar Prepaid Card can be issued even if you don’t have a savings account with the bank.

  1. Tap-and-go payments for metro, bus, and transit rides
  2. Avoid long queues at ticket counters
  3. One card for travel + daily spends
  4. Nationwide acceptance

Minimal issuance and annual maintenance fees may apply.

SN. Fee Type Type Charges**
1 One Time Issuance Fee Per Card INR 199 (Including GST)
2 Annual Card Fee Per Card p.a. INR 199 (Including GST)
3 Card Replacement Fee Per Card INR 249 (Including GST)
4 Fund Transfer Per Request INR 5 + 18% GST
5 Cash Withdrawal Charges - RBL Bank & Other Bank ATM Per Txn INR 20 + 18% GST
6 Balance Inquiry - RBL Bank & Other Bank ATM Per Txn INR 20 + 18% GST

**Applicable taxes will be charged extra where mentioned

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