Savings Account For Loan Against Gold

Shine like Gold!! Reap the benefits of our Savings Account For Loan Against Gold by availing promising benefits.
An exclusive Savings Account for our Gold Loan customers with 15 plus free banking services.

Earn up to

6.00* % p.a.

Savings Account

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7.20* % p.a.

Fixed Deposits

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*T&C Apply

RBL Bank Saving account Loan Against Gold Interest Rates

Key Benefits

Doorstep Banking Services

You can now carry out your routine banking activities with our flexible Doorstep Banking Services, no need to visit the bank branch.

Best Suitable Debit Cards

Choose the best debit card suitable for your needs among the host of our best Debit Cards with Complimentary Card Insurance.

Easy Bill Payments

Use Billpay to manage your utility bill payments, including those for electricity, telephone, LIC premium, and more. It's easy, convenient, and secure.

Platinum Debit Card

A customer-oriented Debit Card, which supports your day-to-day financial transactions, and lets you withdraw cash without any limit.

Complimentary Air Accident Insurance cover upto INR 10 Lakhs
Enhanced per day limit : POS/Ecom withdrawal: INR 2 lakhs; ATM withdrawal: INR 1 lakh
Instant generation of Debit Card pin through SMS from registered mobile number

Apply for Savings account loan against gold Platinum Debit Card

FAQs

What are the eligibility criteria for availing Savings Account For Loan Against Gold?

You can only be eligible for Savings Account For Loan Against Gold, if you have availed Gold Loan from RBL Bank. Bank Employee shall open an account through electronic device on submission of the bank Final Sanction letter / Gold Loan details.

What are the documents required to open this account?

Below mentioned is the list of documents:
Officially Valid Documents like Aadhaar Card, Passport, Driving License, MNREGA Card, Voter ID card. Also, we would require PAN Card for opening of the account.

What fees are associated with this account?

There are minimal fees for account maintenance when you open a Savings Account For Loan Against Gold with RBL Bank. Click here to know more about the comprehensive charges.

RBI Notifications

Service Charges

Interest Calculation for Savings Account

Link Your RBL Bank Account to Aadhaar

Aadhaar Enrolment and Updation at RBL Bank Branches

***Savings Account Interest Rates

Daily balance	Rate of Interest (per annum)	Effective Annualised Yield
	Effective from June 18, 2026
Upto INR 5 lakh	3.00%	3.04%
Above INR 5 lakh upto INR 10 lakh	5.00%	5.12%
Above INR 10 lakh upto INR 7.5 Crore	6.00%	6.17%
Above INR 7.5 Crore	5.50%	5.64%

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Open Savings Account Online

Note:

Starting May 01, 2025, interest in Savings Bank Accounts is paid monthly instead of quarterly. The interest is calculated daily and is credited to customers’ accounts on the last day of each month.
The Bank calculates Savings Interest based on the actual number of days in a year. If your savings span both a leap year and a non-leap year, the interest is calculated accordingly: 366 days for a leap year and 365 days for a non-leap year.
The Savings Account interest rate is calculated using a progressive slab method and paid to customers based on the applicable interest rate.

To understand the interest calculation with an example click here.